Does Smiles One Accept My Insurance? Here’s What You Should Know
Do You Take My Insurance? Here’s What to Know
One of the most common questions we hear at Smiles One is, “Do you take my insurance?”
The short answer is: probably, yes.
We work with most major dental insurance plans, and if you don’t have insurance, we also offer an in-house membership plan designed to make quality dental care more accessible.
But here’s the part that matters most to us: our goal is always to recommend the care that’s best for your health, not just what your insurance happens to cover.
We Work With Most Major Dental Plans
Dental insurance can be confusing, especially as plans and benefits change year to year. In 2026, many patients are seeing differences in coverage, even within plans they’ve had for years.
Our team is happy to:
- Verify your dental benefits
- Explain what your plan covers and what it doesn’t
- Help you make the most of your insurance
We’re in-network with most major carriers, which often helps reduce out-of-pocket costs. If you’re unsure about your coverage, just give us a call. We’ll walk you through it and answer your questions clearly and honestly.
Why Plans With the Same Insurance Name Can Cover Different Things
One thing that surprises many patients is that two people can have the same insurance company and very different coverage.
That’s because employers choose specific plan levels and benefit structures. This can affect:
- Coverage percentages
- Waiting periods
- Frequency limits
- Whether certain procedures are covered at all
That’s why we always check your individual plan rather than making assumptions. It also explains why insurance should be viewed as a benefit, not a treatment plan.
No Insurance? No Problem.
If you don’t have dental insurance, our Smiles One Membership Plan is a simple, affordable alternative.
For a flat annual fee, members receive:
- Preventive care, including exams, cleanings, and X-rays
- Discounts on most other treatments
- No waiting periods
- No deductibles
- No confusing paperwork
It’s designed to keep dental care predictable and approachable, so cost never becomes a reason to put off your health.
We Recommend What’s Right, Not Just What’s Covered
Insurance can be helpful, but it doesn’t determine what your teeth actually need.
We often see patients delay treatment because something wasn’t fully covered, only to return later with a more serious and more expensive problem. Our approach is different.
At Smiles One, we focus on catching issues early, restoring function properly, and helping you keep your teeth long term. Whether you’re insured or using our membership plan, we’ll explain your options, review costs upfront, and support the decision that makes the most sense for your health and your situation.
Frequently Asked Questions
Do you accept PPO dental plans?
Yes. We participate with most PPO plans. Our team can verify your specific plan and explain how your benefits apply.
What if my insurance changes during the year?
That’s more common than people realize. We can re-check your benefits at any time and help you adjust your treatment plan if needed.
Will you tell me my costs before treatment?
Always. We believe in transparency and will review estimated costs with you before moving forward.
What if insurance doesn’t cover everything I need?
We’ll walk through your options, including phased treatment or membership plan savings, so you can make an informed choice.
Questions? Just Ask.
If you have questions about your insurance, our membership plan, or your next visit, we’re here to help. Our team is knowledgeable, approachable, and happy to explain things without jargon or pressure.
Let’s make your smile a priority, on your terms.
